Heidi Glunz, PMP®
Your Financial Coach
Manage your money.
Own your life.
Heidi Glunz, PMP®
Your Financial Coach
Manage your money.
Own your life.


Personal and Business Financial Coaching
Glunz Financial Coaching wants your money to help you achieve your goals through the power of intention. Your money should empower you. Learn the power of intentional money management and free yourself from financial stress. Schedule your complimentary consultation today.
Free Money Management Resources
Take a look at our free financial and budgeting resources, our blog, or our Facebook page for free resources to help manage your money!
Helping You Achieve Financial Freedom
Taking control of your budget and your life.
Our mission is to educate people on personal finance, so that they have the confidence, tools and skills to manage their money, achieve their goals, and remain empowered in all areas of their life. We provide education, guidance, and motivation to help you start and maintain intentional money management.
Budget is not a 4-letter word
Learn to budget with intention, instead of limitation
Manage your money well every day, every month and every year
Set yourself up to build and maintain wealth
Work with a certified coach that cares about YOUR goals
Our Story. Your Story.
I hated the word Budget and would do the HARD eye roll at the mere mention. I also did ALL the things: Bought a house and a car I couldn’t afford, used a credit card to go on vacation and paid enough interest to have gone twice…I looked great to the outside world, but I was stressed out and stuck in my career because I needed the money.
After I got “serious” about getting out of debt (but not a budget), I managed to pay off about $50,000 in debt – there was intention but no real plan, and it took about 6 years.
I finally tried budgeting because I REALLY wanted a new career and my “intentionally winging it” method wasn’t working fast enough. To my surprise my new budget, and my $120,000 a year income, allowed me to easily save over $20,000 in a year, more if I was willing to make small (almost unnoticeable) changes. Where had all my money been going? I thought I didn’t have any???
The simple act of planning and tracking my money allowed me to decide what was most important to me moment by moment vs being ruled by impulse and “but I deserve it”. I learned that budgeting actually sets you free; it set me free from guilt about my choice to spend my money, and it set me free to live my dream. I took the leap and started this new career. If I can do it, so can you.
Set yourself free.
– Heidi Glunz
Why Didn’t My Budget Work?
Did you write it down (or use an app)?
If you want to reach your financial goals in a timely fashion, you have to be intentional with where your money goes. Every dollar you earn is a chance to achieve what is most important to YOU. Use your budget to help you define and achieve your financial and even your life goals. Just remember, dreams are in your head; Goals are written down and have a timeline.
Did you track your spending against your budget?
Did you use someone else’s template and forget to make it your own?
Did you cut out all fun from your budget?
Were you too rigid or hard on yourself?
Also keep in mind that budgeting takes practice. No one does it perfectly month after month. Don’t waste energy beating yourself up, just adjust the budget (with your partner) and move forward.
Were you too flexible or too easy on yourself?
If you are constantly adjusting the budget to move money from your savings goals to cover a fun night out, or taking funds earmarked for retirement savings to cover your $25/week coffee habit, then you are not using the budget to its full potential. You will end up robbing yourself of the future you really want, to satisfy your impulses.
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About Me:
I am a certified financial counselor through FINCERT.Org and a Ramsey Solutions Master Financial Coach. I am also an ICF trained executive and leadership coach. I have had a passion for helping people understand all the financial jargon and make wise decisions with their money for many years. I’ve help people learn to budget in a way that makes them feel good about their money. I have helped people develop debt repayment plans that make them confident in their ability to be debt free. I have helped people learn how to protect their loved ones and their assets without feeling intimidated by confusing terms, and I have helped people feel confident working with financial advisors to grow their wealth.
Before becoming a financial coach, I worked as a project manager for several engineering firms and was responsible for $40 million+ projects – this taught me budgeting skills and how to prioritize spending and saving. I can teach you these skills and help you apply them to your finances. Project Management and fundamental business management inform my approach to personal finance, because ultimately budgeting comes down to your priorities, and a willingness to execute a plan that is never going to be 100% accurate. My motto is Plan, Work the Plan, then Rework the plan.
I also know the difference between business and personal finance; personal finance is just that – personal. The way you think and feel about yourself and your money plays a pivotal role in how you manage your money, and it must be addressed to truly be financially well.
– Heidi Glunz


Just Start! Budget Worksheet
Budget is not a four-letter word. Budgeting is focusing the resources you have on what is most important to you. Use this worksheet to get you started.


Budget Systems Handout
Budgets don’t DO work! You need a system in place to help you plan, work the plan, rework the plan. Here is my 7-steps to setting up YOUR system.


Financial Wellness Ebook
This Ebook dives into budgeting and the five areas you need to be financially well: Giving, Saving, Spending, Protecting and Reflecting on your money.